Do you worry about the parent who remains in the community when one is in a nursing home and if they can still afford to stay in the community?

The decision to place one parent in a nursing home and keep one home can be a very difficult one. Unfortunately this is a decision that friends my age have to agonize over. They may have a parent who has Dementia and one that does not but is unable to provide the care to their spouse. The parent in need of placement may now be so confused that they are wandering at night and falling at home. Worse case wandering out of the home while the other parent is trying to rest.

The spouse who stays home often worries how they are able to financially stay home while paying for Nursing Home Care. That care is often expensive which can be anywhere from $5,000.00 – $10,000.00 per month depending on if they choose to place their loved one in an Assisted Living Facility vs. a Nursing Home.

Medicaid does have a provision that helps the spouse who is in the community be able to stay. It is called the Spousal Impoverishment Provision. To help you know the 2023 Standards please review:

ttps://www.medicaid.gov/medicaid/eligibility/spousal-impoverishment/index.html

2023 SSI and Spousal Impoverishment Standards

The information presented is informative and does not constitute direct legal or regulatory advice

September 2024\Skilled Nursing Support\maria.messina@skillednursingsupport.com

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